So if you aren't in equities now you might as well put it under your bed. ** -- UTPr0sim 08/06/2020 9:33PM
Never get out of the stock market -- MrBayAreaHokie 08/06/2020 1:52PM
I'm definitely not getting out by any means. Overall I will still have 67 -- vt90 08/06/2020 2:01PM
Another way to look at it -- what level of return do you need in retirement -- Hoke 08/06/2020 12:37PM
I'm three years into retirement and still at 70%, might go higher -- Hokerer 08/06/2020 11:54AM
I have 99.9% in stocks but then I'm also 36. ** -- ElbertoHokie 08/06/2020 1:13PM
I AM retired and have been 85% equities the whole time. Dividends replace -- 133743Hokie 08/06/2020 11:33AM
Ditto; 55-60% but I am closer to retirement than you -- WestyHokie 08/06/2020 11:22AM
Westy - you staying in Colorado or moving elsewhere? -- Wo xin Hokie 08/06/2020 11:47AM
Elsewhere, for the same reason you cite -- WestyHokie 08/06/2020 1:10PM
Yeah - I've heard the most likely "compromise" related to their -- Hokie360 08/06/2020 11:33AM
Except ... -- vt90 08/06/2020 12:09PM
Yeah - wasn't trying to start a debate about all the ways they could damage -- Hokie360 08/06/2020 12:51PM
That would be good for me as well. ** -- vt90 08/06/2020 12:52PM
That will crater our economy. ** -- EDGEMAN 08/06/2020 12:26PM
Do you have a budget? -- `lag 08/06/2020 10:20AM
I do - I spent quite a bit of time project expenses during retirement and -- vt90 08/06/2020 10:30AM
Our expenses have gone up in retirement. We don't have a budget -- really -- 133743Hokie 08/06/2020 11:36AM
The big thing is to get your home in good shape -- lchoro 08/06/2020 11:17AM
Is avocado green shag carpet still current? Asking for a friend.** -- `lag 08/06/2020 4:08PM
I totally agree with this... -- VTNuke 08/06/2020 11:35AM
Did you buy the house next to me? -- Hokie360 08/06/2020 11:41AM
Not next to you, but I really hope it isn't a year of renovations ** -- VTNuke 08/06/2020 12:25PM
There have been a few 60s houses in my neighborhood that have had... -- EDGEMAN 08/06/2020 12:23PM
Funny you should say that ... -- vt90 08/06/2020 11:20AM
We just got a $ 10,000 contract to replace roofs on house and garage -- lchoro 08/06/2020 7:45PM
Modernizing kitchen and master bath probably have biggest benefit. -- Hokie360 08/06/2020 11:37AM
How u paying for healthcare in retirement? ** -- FfxStationHokie 08/06/2020 10:19AM
And have a plan for long term care. ** -- Hokie360 08/06/2020 10:25AM
I plan to start buying long term care insurance when I hit 55 ... -- vt90 08/06/2020 10:33AM
I'm sure you've seen this. Fidelity updates the estimate every year. -- Hokie360 08/06/2020 10:41AM
That actually sounds low to me ... -- vt90 08/06/2020 10:49AM
Figuring out health costs between now and 65 is probably biggest question -- Hokie360 08/06/2020 11:30AM
Check the AARP (and other similar) group plans. You could also take ... -- vt90 08/06/2020 12:12PM
I am in similar situation, hoping to be a bit closer to retirement -- Wo xin Hokie 08/06/2020 10:19AM
A couple of things. Just for reference, Vanguards 2020 fund, (for someone -- Hokie360 08/06/2020 10:09AM
Posted same without reading this first - agree with your points on time -- Wo xin Hokie 08/06/2020 10:20AM
Good points ... I also looked at how the 529 fund for my daughter's college -- vt90 08/06/2020 10:18AM
That’s good advice. ** -- RoswellGAHokie 08/06/2020 10:14AM
I would hold on equities, but that's just me. -- EDGEMAN 08/06/2020 10:07AM
I could make a case 70% equities is still a bit low -- Tafkam Hokie 08/06/2020 10:06AM
Agree with that except that I am extremely confident that I will have ... -- vt90 08/06/2020 10:14AM
Do you think you'd consolidate all your 401ks and IRAs under one advisor? -- Hokie360 08/06/2020 10:21AM
Most likely. Thinking before I retire I will move everything to Fisher ... -- vt90 08/06/2020 10:31AM
Fisher? Is that code for putting everything in a new boat? :-) ** -- Hokie360 08/06/2020 10:34AM
LOL - no boat for me. Fisher Investments. ** -- vt90 08/06/2020 10:36AM
On average market doubles every 7 years -- HokieForever 08/06/2020 10:03AM